Home Credit Card Reconciliation Where can I find the transaction Reference and Memo/Description?

Where can I find the transaction Reference and Memo/Description?

Last updated on Apr 29, 2026

Short Answer:
Reference appears in the 'Credit card transactions' table, and Memo/Description appears in the 'Book transactions' table.

PreRequisites

  1. Open the 'Matched transaction details' panel

Steps

  1. Open the 'Matched transaction details' panel.
    You can see two tables: Credit card transactions and Book transactions.

  2. In the 'Credit card transactions' table, locate the 'Reference' column.
    This shows the bank/reference ID (e.g., 5398984611).

  3. In the 'Book transactions' table, locate the 'Memo/Description' column.
    This shows the description from your accounting records (e.g., Cloud Hosting).

Troubleshooting

  1. Reference or Memo/Description is blank or missing.
    LikelyCause: The source data (bank or books) did not include these fields.
    Action: Check the original statement or accounting system and update the data if needed.

Note: These fields are useful for manually verifying matches and understanding transaction context.